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bad credit payday loans online,
because bad credit is not a problem.
A bad credit payday loan or fast cash for poor credit refers to the short-term loans provided for the period of one or two weeks usually. Payday loans for borrowers with bad credit history are unsecured loans and require no collateral. Bad payday loans are aimed at providing you with the necessary amount of cash for emergency about $500-$800 till your payday.
There are not many requirements to the bad payday loan customers. You must be at least 18 years old and have regular monthly income being a citizen or a resident of the country you apply for the loan in. Customers of cash advances must have a valid bank account, e-mail and contact cell number. In case you are able to meet all the requirements even bad credit won’t prevent you from being approved for the payday loan.
Interest rates may differ from lender to lender but the average cost of a payday loan online is from $15 to $30 for each $100 you borrow. The interest rate may depend on the credit score. The better your credit score, the lower interest rate you may have. However, even higher rates for bad credit borrowers are much more affordable than bank overdraft charges.
Payday loans are provided within one business day usually. They are also called the same day loans or instant payday loans due to the fact that absence of credit check makes it possible to inform you about the loan decision within minutes and provide you with the approved amount of money the same day. You payday loan will be deposited directly into your bank account.
You are recommended to use payday loan for the short period of time, which is one or two weeks only and pay it back on the due date mentioned in your loan agreement. Payday loans are called in such a way due to the necessity to make the loan repayment on your payday. You are able to pay it back earlier if you can afford this. In case you have some difficulties and can’t repay the loan on the due date, the first thing you should do is to inform your payday loan lender and discuss the possibility to extend the loan for an additional fee.
After you have submitted your payday loan application, you should wait for about 10-15 minutes till you are informed about the loan decision. In most cases customers are approved as it is not very difficult to meet the basic requirements of direct payday loan lenders. You will be able to find out if you have been approved via the e-mail containing the confirmation of your application online.
There is no need to worry about safety and confidentiality of your personal information provided via the lender’s website due to the fact that your confidentiality is our main priority. The modern encryption technology is used to protect your personal information. No third parties will have an access to your personal details.